Banco Carrefour

Grupo Carrefour Brasil is the only retailer with control over its financial services arm operating in consumer credit since 2007. We have a 51% stake in Banco Carrefour, and we have a relevant minority partner, Itaú Unibanco. This characteristic allows, for example, alignment between the commercial policy of the stores and the bank and to capture a greater share in the portfolio, from the Company’s customer base.

Through Banco Carrefour, the Grupo , offers consumers consumer credit solutions and product insurance through co-branded credit cards: Carrefour, launched in 1989; Atacadão, in 2017; and Sam’s Club, in 2022. This segment assist us in retail operations with payment solutions, differentiated credit offers and product discounts in order to leverage our sales, traffic and customer loyalty.